“Where is that policy copy?” — searched for at the worst possible moment.
Every policy for every family member, from any insurer, stored securely and available in two taps — even to your nominee.
Explore this service YOUR LIFE. YOUR PEOPLE. YOUR COVER.INSURANCE, ALL TOGETHER.
PROTECT YOUR LIFE.OWN YOUR FUTURE.
Life, health, motor and more.
The right cover for your family.
The confidence to keep moving.
matters to you.
digicoverPOLICY / 03
CAR & TWO-WHEELEREVERY MILE.
COMPREHENSIVE Sample cover
digicoverPOLICY / 02
TERM LIFE INSURANCETHEIR FUTURE.
₹50 LAKH Sample cover
digicoverPOLICY / 01
FAMILY HEALTH COVERYOUR PEOPLE.
₹10 LAKH Sample cover
EVERY POLICY.MADE FOR LIFE’S
BEAUTIFUL UNCERTAINTIES.
SCROLL TO EXPLORERIGHT PLACE. RIGHT GUIDANCE. RIGHT COVER.
01 / MEET DIGICOVERBIG LIFE.
BIG LIFE.
BETTER COVER.
Life, health, motor, home, travel and business cover. One place to find your protection, bring your policies together, and get guidance for whatever comes next.
02 / YOUR INSURANCE LOCKEREVERY POLICY.
EVERY POLICY.
ONE HAPPY PLACE.
Upload the policies you already have, from any insurer. See your cover, spot the gaps, and keep every renewal, claim and correction in one place.
Bought policies over the years but no idea if the family is adequately covered.
We compare your existing cover with what your income, loans and dependents require, and show the exact gap.
Explore this serviceClaims stuck with no updates — endless calls to the hospital, TPA and insurer.
TPA-integrated tracking shows every stage in real time, with alerts when a document is needed.
Explore this serviceA spelling mistake or wrong nominee in the policy — and nobody to fix it.
Raise a ticket, attach proof, and follow it until the corrected policy lands in your locker.
Explore this serviceNeed past claim records for a new policy, a portability request or a tax file.
Download a clean, insurer-wise claim history report as a PDF any time.
Explore this serviceA missed renewal means lost waiting periods and no-claim bonus.
Reminders on email, SMS and WhatsApp before every due date, with one-tap renewal.
Explore this serviceYOUR FAMILY. ALL TOGETHER.Peace of mind.
68/ 100
My DigiCover LockerSAMPLE
Peace of mind.
Now organised.
68/ 100Family Health Floater₹10 L · Renews in 23 days
Renew soonTerm Life — Self₹50 L · Active
ActiveCar — GJ 05 XX 0000Comprehensive · Active
ActiveHealth claimLive from TPA · Step 3 of 5
In review✳Less searching.
More living.
More living.
03 / BUILT AROUND YOUR LIFEWHATEVER YOUR NEXT.
WHATEVER YOUR NEXT.
WE’VE GOT A COVER.
Your people. Your place. Your next adventure. Explore insurance that fits the life you’re building.
01 HEALTH INSURANCE
For health, and peace of mind.
Focus on getting better, not the bills. Explore health cover for you and your family, with cashless treatment at network hospitals.
Let’s find your cover
Health insurance, made simple.02 LIFE & TERM INSURANCE
A promise that stays with them.
Protect the people who depend on you. Find term life cover that helps your family keep their plans, even when life takes an unexpected turn.
Let’s find your cover
Life & term insurance, made simple.03 TRAVEL INSURANCE
More exploring. Less worrying.
From a weekend escape to a long-awaited adventure, travel with cover for medical emergencies, lost baggage and unexpected delays.
Let’s find your cover
Travel insurance, made simple.04 HOME INSURANCE
For the place you call yours.
Your home holds more than belongings. Protect your space and everything in it against fire, theft and natural calamities.
Let’s find your cover
Home insurance, made simple.05 CAR & BIKE INSURANCE
Life moves. Stay protected.
Make every journey a little more carefree. Explore comprehensive or third-party cover for your car or two-wheeler, with add-ons that suit you.
Let’s find your cover
Car & bike insurance, made simple.06 PERSONAL ACCIDENT INSURANCE
When life knocks you down.
An accident can stop your income without warning. Get a lump-sum payout for accidental death or disability, with cover that helps replace lost earnings while you recover.
Let’s find your cover
Personal accident insurance, made simple.07 SAVINGS & ULIP INSURANCE
Grow the plans you're making.
Plan for goals like a child's education or retirement. Explore guaranteed income, savings and market-linked plans with life cover built in.
Let’s find your cover
Savings & ULIP insurance, made simple.08 BUSINESS & SME INSURANCE
Built for the business you built.
Keep your business moving when the unexpected happens. Explore fire, shop, marine, liability and group health cover for your team and premises.
Let’s find your cover
Business & SME insurance, made simple.09 PERSONAL CYBER INSURANCE
Safer every time you click.
Life happens online too. Get cover for online fraud, identity theft and unauthorised transactions, so a single scam doesn't become a setback.
Let’s find your cover
Personal cyber insurance, made simple.BUY INSURANCE ONLINEPick your cover.
Pick your cover.
Make your next move.
Life, health, motor, home, travel and business cover. Pick a category, explore the details, and find your next step.
COVER THAT FITS YOUR LIFE
Health insurance
Cashless treatment at network hospitals for you and your family.
Compare plans side by side Keep policies in your locker Get advisor guidance
HERE FOR EVERY NEXT STEP
What do you need today?
Upload a policy
Store any policy in your locker
Check cover gap
See if you’re covered enough
Register a claim
Cashless or reimbursement
Track a claim
Live status from the TPA
Raise endorsement
Fix name, nominee or address errors
Renew a policy
Never miss a due date
Need a call back
An advisor calls you
WhatsApp bot
Quotes, copies, status 24×7
Explore the sample locker or prepare an enquiry. Live requests and WhatsApp support are not connected yet.
COVER ADVISORAre you covered enough?
Are you covered enough?
Find out in 3 minutes.
Complete your profile and upload your existing policies (PDF or photo). Review the cover your family needs, identify the gaps, and explore plans to close them.
SAMPLE REPORTYour cover vs.
Your cover vs.
what you need.
Life coverGap ₹1 Cr
Have: ₹50 LNeed: ₹1.5 Cr
Health coverGap ₹15 L
Have: ₹10 LNeed: ₹25 L
Personal accidentNot covered
Have: NoneNeed: ₹50 L
MotorCovered
Have: ComprehensiveNeed: Comprehensive
CLAIMS DESKClaims you can
Claims you can
actually see.
Register a claim in a few taps. Follow every step, keep your paperwork together, and know when a document is needed.
TPA-integrated
Real-time status straight from the TPA and insurer.
Guided registration
Cashless or reimbursement, with a document checklist.
Instant alerts
Know the moment a query is raised or a payment is made.
Records as PDF
Complete claim history, ready to download and share.
Sample workflow · Live registration, TPA updates, alerts and PDF records require backend integration.
CASHLESS · SAMPLE CLAIM
In reviewHospitalisation
Claim CLM-[000000] · TPA example
Claim intimated
Registered via DigiCover · [Date, time]
Documents verified
Discharge summary, bills, ID
3
TPA medical review
In progress · updated live
4
Final approval
Pending
5
Settlement
Pending
ONE PLATFORMEverything insurance,
Everything insurance,
from purchase to payout.
One login for the whole family’s protection. Explore every part of the DigiCover experience.
Buy & compare
Life, health, motor, home, travel, business and more from leading insurers.
Digital locker
All family policies — even those bought elsewhere — in one secure vault.
Cover advice
Personalised recommendations on how much cover you need.
Real-time claims
TPA-linked tracking from intimation to settlement.
Endorsements
Raise and track policy correction tickets.
Renewals
Due-date alerts and one-tap renewal.
Family access
Add members and nominees so they can reach policies when it matters.
WhatsApp bot
Policy copies, quotes and claim status on chat, 24×7.
Expert advisors
Book a call back with a certified insurance advisor.
PROTECTION THAT GOES BEYOND A POLICY.LESS WHAT IF.
LESS WHAT IF.
MORE WHAT’S NEXT.
Clear choices. One place for everything.
Support when it matters.
That’s the DigiCover way.
YOUR NEXT CHAPTER, COVEREDTHREE STEPS.
THREE STEPS.
ONE LESS WORRY.
Get started with your family, your existing policies and a little guidance.
01
Create your profile
Add your details and family members — it takes about three minutes.
02
Upload your policies
Add existing policies as PDF or photo. We read them and build your locker.
03
Get advice & stay covered
See your gaps, buy what’s missing, and manage claims and renewals in one place.
GOOD QUESTIONS. CLEAR ANSWERS.LET’S MAKE
LET’S MAKE
IT SIMPLE.
A little clarity before your next step.
What types of insurance can I explore?
DigiCover brings together life and term, health, car and two-wheeler, home, travel, personal accident, savings and ULIPs, business and personal cyber insurance. Benefits, eligibility and exclusions vary by insurer and policy.
Can I add policies I bought somewhere else?
The Policy Locker is designed to bring policies from any insurer into one place for your family. The current website includes an interactive sample locker; live accounts and secure document storage still need to be connected.
How does the cover gap check work?
A cover review considers your income, dependents, outstanding loans and existing policies to help identify missing protection. You can explore an illustrative cover report in the sample locker. It is not a personal insurance recommendation.
How can I register or track a claim?
The claims desk concept supports cashless and reimbursement claims, document checklists and progress tracking. Explore the sample timeline in the locker. Live registration and updates require insurer and TPA integrations.
Can I get help choosing a policy?
Yes, the contact form lets you prepare a request about new insurance, cover reviews, claims, policy corrections or renewals. This preview does not send the request to an advisor yet.
REAL PEOPLE. REAL GUIDANCE.YOUR LIFE.
For everything that matters.
YOUR LIFE.
YOUR QUESTIONS.
LET’S TALK.
Request a call back about quotes, renewals, policy copies or claim status. Get guidance on buying a policy, reviewing existing cover, correcting details or managing a claim.
For everything that matters.